The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. If the Bank delays the borrowed funds or provides incomplete, then the borrower may require the Bank to comply with the terms of the contract, or to apply to the court to terminate the contract.
The insurance entities
You can, for example, can I refinancing your loan. Unfortunately, justice is not a legal concept that what is called "the matter will not sew." Another example is when a borrower cannot demand cancellation of the contract, although such a desire it occurs and relates to floating interest rates.
For example, if representatives of the credit institution's opinion, the loan was obtained by fraud, and they can prove it in court, the borrower may be required to pay the full amount of the debt immediately. Refinancing, or refinancing, is a procedure in which the borrower takes a new loan and expense extinguishes the old.
The insurance entities - actuaries, insurance brokers, mutual insurance societies and insurers. Insurance organizations - insurance companies life insurance, insurance companies for insurance other than life insurance and reinsurance companies.